The beginner's visual guide to flying business class for free using points instead of cash.

The Truth Uncovered

Cashback cards give you 5% return. Airmiles cards can give you up to 15% return if you know the math. A business class ticket to Dubai might cost ₹80,000 in cash, but only 30,000 Airmiles. If you earn points on a premium card (like Atlas or Infinia) and transfer them 1:1 to airline partners, you are effectively buying that ticket for pennies on the dollar.

Actionable Takeaways

  • Stop redeeming premium reward points for Amazon vouchers. The conversion rate is terrible (usually ₹0.20 per point).
  • Transfer your points to loyalty programs like Accor, KrisFlyer, or Club Vistara where 1 point often equals ₹1.00 or more.
  • Accumulate points for one big trip rather than burning them on small statement credits.

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