Question 1 of 6
What’s your main goal with a credit card?
This determines which rewards metric matters most for you.
Question 2 of 6
What’s your total monthly card spend?
This helps us decide if premium cards justify their fees for you.
Question 3 of 6
Where do you spend the most?
Choose your single highest-spend category.
Question 4 of 6
What annual fee are you comfortable paying?
We factor in the fee when calculating your net reward value.
Question 5 of 6
How important is airport lounge access to you?
This narrows between cashback and travel-optimized cards.
Question 6 of 6
Are you okay with complex reward structures?
Some high-value cards have caps, categories, and milestones. Others are flat-rate simple.