1. Information We Collect

At CardKiBaat, we prioritize your privacy. We intentionally avoid collecting "Layer 3" high-risk data. The only personal information we collect is your Email Address when you explicitly opt-in for our Devaluation Alert Tracking system. We do not ask for your PAN card, bank account numbers, or physical address.

2. How We Use Your Information

Your email address is strictly used for sending automated alerts regarding credit card devaluations, fee changes, or critical industry updates you requested. We do not sell, rent, or lease your data to third-party marketing agencies.

3. Cookies, Advertisements, and Third-Party Vendors

We use standard cookies and analytics tools (like Google Analytics) to understand how our website is used and to improve user experience. This includes tracking non-personally identifiable information such as browser type, operating system, log files, and page views.

Google AdSense & DoubleClick Cookie: Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet. Users may opt out of personalized advertising by visiting Google Ads Settings. Third-party vendors and ad networks may also serve ads on this website. You can opt out of some third-party vendors' uses of cookies for personalized advertising by visiting www.aboutads.info.

4. Data Security

We implement industry-standard security measures to protect your data. Our custom backend architecture minimizes exposure to common CMS vulnerabilities.

5. Your Rights

You have the right to unsubscribe from our alerts at any time via the link provided in our emails, or by contacting us directly to have your data permanently deleted from our servers.

6. Data Retention

We retain subscriber email records only as long as required to provide alert services or meet legal obligations. You may request deletion at any time by writing to support@cardkibaat.com.

7. Contact for Privacy Requests

For privacy questions, data access, correction, or deletion requests, contact us at support@cardkibaat.com. We may request verification to prevent unauthorized deletion or disclosure.

8. Policy Updates

We may update this policy periodically. Material updates will be reflected on this page with a revised “Last Updated” date.