1. Acceptance of Terms

By accessing and using CardKiBaat.com, you accept and agree to be bound by the terms and provisions of this agreement. In addition, when using this website's specific services, you shall be subject to any posted guidelines or rules applicable to such services.

2. Intellectual Property Rights

All content, including the CardKiBaat logo, tool designs (RealCost Analyzer, Reward Illusion Decoder), text, graphics, and custom CSS algorithms are the exclusive property of CardKiBaat. Unauthorized reproduction or scraping of our unbiased reviews for commercial use on competing platforms is strictly prohibited.

3. User Conduct

You agree not to use the platform in a way that may impair the performance, corrupt the content, or otherwise reduce the overall functionality of the website. You also agree not to compromise the security of the website or attempt to gain access to secured areas or sensitive user data.

4. Modifications

CardKiBaat reserves the right to change these conditions from time to time as it sees fit and your continued use of the site will signify your acceptance of any adjustment to these terms.

5. External Links and Third-Party Content

CardKiBaat contains links to external websites, including banks, credit card issuers, and partner networks. We are not responsible for the privacy practices, terms, or content of such external sites. Any interaction or transaction you have with these third parties is strictly between you and the third party.

6. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of India, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

7. Financial Information Disclaimer

Content on this website is for informational and educational purposes only and does not constitute financial, legal, tax, or investment advice. Users should verify latest card terms directly with issuers before making decisions.

8. Contact

For legal notices or policy questions, contact support@cardkibaat.com.